Translate your ideas into real transactions.

Seamlessly scale your business while we handle all the heavy lifting.

Receive funds nationwide and globally.

Loved ones in the diaspora can send remittances straight onto a local wallet. You can also disburse payouts to any MTN, Telecel or AirtelTigo wallet, or to a bank account, anywhere in Ghana, from one API.

A customer paying a fabric merchant at the stall from a phone.
A customer inserting a debit card into a payment terminal.

Get paid on all channels.

Let customers pay the way they already do: QR, USSD, POS or card. Mobile wallets, Visa and Mastercard all land in the same account, and you get notified of every payment.

A business owner celebrating as funds settle into the account.

Use it tomorrow. Not next week.

What you collect today is in your account the following morning, ready to pay out or put back into the business.

Your developers do not wait for paperwork.

Sandbox keys the same day you sign up. They can build while we run compliance.

import axios from "axios";

const { data } = await axios.get("http://payagg-stag-alb-276907687.eu-west-3.elb.amazonaws.com/core/helpers/balance", {
  headers: { Authorization: "Bearer {token}" },
});

// 200
// { "success": true, "result": { "balances": [{ "currency": "GHS", "available_balance": "0.00" }] } }

_

  • Quick integration

    A simple HTTP API for charges, payouts and webhooks. Sandbox keys the day you sign up, with docs anyone can read.

  • Next-Day settlement

    Collections settle the next business day, across wallets, cards and bank, so cash is in the account when you need it.

  • Secure by design

    Your payments and PII are encrypted with industry-standard security protocols and secure API key management.

  • Multi-Gateway

    QR, USSD, POS, cards and mobile money through one integration. MTN, Telecel, AirtelTigo, Visa and Mastercard.

  • Fully Compliant

    Compliant with data-privacy regulations and Bank of Ghana guidelines, so your payments meet every requirement.

  • Merchant portal

    Keys, team, transactions and documents in one dashboard, so operations and engineering are looking at the same account.

Let’s set you up in minutes, in four simple steps.

  1. Create an account

    Sign up with your email, your name and a few details about the business. No documents yet. Your test credentials are issued as soon as you are done.

  2. Share your documents

    Upload your company documents so we can begin due diligence. Your developers can explore the APIs in the sandbox at the same time.

  3. Due diligence

    Our compliance team reviews your documents. You keep building and testing in the sandbox throughout.

  4. Go live

    Once you are approved, we share your live keys and you start taking real payments.

A hand holding a phone at night, showing a successful GHS 250 payment.

Start building today.

Set up your business profile today and start transacting.